Chronic Fatigue Syndrome
Hi everyone, we have Alan Knowles back with us and we are taking a look at how living with chronic fatigue syndrome can influence your options for life insurance, critical illness cover and income protection.
Chronic fatigue syndrome or ME (myalgic encephalomyelitis) is a long term condition that can cause significant tiredness, pain, brain fog, sensitivity to light and many other things. Approximately 1.3m people are living with the condition in the UK and it can alter your options for insurance, especially critical illness cover and income protection.
The key takeaways:
Most critical illness policies will exclude any claims for Total Permanent DisabilityIt is likely that most options for personal income protection will not be available, but there are alternativesTwo case studies of arranging life insurance for people who are living with chronic fatigue syndromeNext time it will just be me doing the podcast and I will be focusing upon protection and IHT case studies.
Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors NextGen Planners.
The Practical Protection Podcast
When you set out to get things like life insurance, critical illness cover or income protection, many people do not think that they are going to hit any snags along the way.
But! Insurance is a world of risk and there are times that a persons circumstances will make insurers sit back and have an extra think about offering the insurance.
Why?!
This podcast is designed to answer that why. Kathryn Knowles is joined by guests to bring a clear and open chat about how insurance works.
Kathryn brings her experience as a "quirky" life and the voice of the consumer to the discussion. She does this alongside her work as a specialist adviser, who is known for insuring the uninsurable.
Where can you listen?
