How He Built a Property Portfolio From Scratch – And Why He’s Backing the Midlands

If you’re wondering where the smart money is going in property, this episode has the answers.
In Part 2, Umesh Kalra shares how he’s building his portfolio strategically—and why the Midlands is firmly on his radar for future investment.

In This Episode (Part 2):
In Part 2 of our conversation with investor Umesh, we dive into the strategies that are working right now for building a profitable property portfolio—without chasing unrealistic returns or overcomplicating the process.

We also explore why more savvy investors are looking towards the Midlands as the next area of opportunity, and how he’s positioning his portfolio for sustainable growth.

We cover:

Where Umesh is focusing his property investments in 2025 Why the Midlands is offering some of the best returns and growth potential His approach to finding solid buy-to-let deals that actually cashflow How he finances and manages risk while scaling his portfolio The mindset needed to stay consistent and profitable in the current market

If you’re serious about growing your portfolio the smart way—this is the one to listen to.

👉 Interested in working with Umesh or learning more?
Visit www.moneyrowproperties.co.uk or call 01162 046949.

Are you a property investor or have property investing goals for the near future?

This is the Investors Corner Podcast is for you! We created the show because most podcasts for property investors tend to be just backhanded sales funnels. This podcast is full of free advice from specialist property guests. We have episodes with business coaches, accountants, mortgage advisors, commercial finance specialists, ARLA reps, auctioneers, new homes experts and many many more property people.

If you are in property and want to come on the show as a guest then please contact us.

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Your hosts are Andy Brown, Ian Macbeth & Mike Robson.

Andy has been active in estate agency since 2011 and is still as passionate about it now as he was when he first started. Andy lives in Berkshire with his wife, daughter, dog and cat. Dedicated to making the necessary changes within the industry, Andy is on a mission to help people and make sure they receive the correct advice, at the right time. As Avocado's Letting's Director, Andy is the man to talk to if you have any lettings or landlord queries.

Ian has over 20 years in property as a business owner, property investor and event speaker. Ian lives with his two beautiful daughters and wife. He is also an ultramarathon runner who once completed a 100 mile race in under 24hrs. Ian has a goal to disrupt estate agency in the UK. He feels the time is right to change the industry for the better before he retires.

Mike has worked as a property investor, advisor, run property management teams, owns an estate agency business and is also a landlord. Mike lives in Berkshire with his lovely wife, son and dog Willow. Mike aims to change how landlords, tenants and letting agents interact. He wants to push out ‘bad’ tenants and landlords from the industry. He is outspoken on the podcast when it comes to protecting the modern day property investor.

If you are interested in hearing about the future of the property market, finding out about creative finance options, how to use your business to invest in property, or just like learning from property experts in their field… This is the podcast for you.

We hope you enjoy our property show.

Andy, Ian & Mike

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• Latest episode: 2025-07-06
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