Sitting Down With The Woman Who Helped Me Pay Off £11,000 in 10 Months - Laura Pomfret (Financielle)

Sitting Down With The Woman Who Helped Me Pay Off £11,000 in 10 Months - Laura Pomfret (Financielle)

The Finance Han Podcast · 2025-05-21

In this episode, I’m joined by Laura Pomfret, Co-Founder of Financielle and BBC Morning Live's go-to Money Expert. Laura doesn’t just talk the talk, she cleared thousands of her own debt using the exact method that’s now helped thousands of women do the same. Including me. Yep - her method is the one that helped me pay off £11,000 in 10 months.

We dive into what actually moves the needle when you’re trying to get your money sh*t together - like budgeting that doesn’t feel like punishment, the low-key brilliance of sinking funds, and why community support matters more than hustle. If you’ve ever felt like personal finance advice isn’t made for people like you, this one’s a breath of fresh air.

Key Takeaways

Laura's Financielle Method - that's right, the same one that helped me pay off £11,000 in 10 months.Budgeting isn’t restrictive - it’s just giving yourself permission to spend intentionally.Sinking funds = secret sauce for avoiding panic when life throws a bill at you.Building wealth? It’s a long game, not a lottery win.You don’t have to be fearless, just feel the fear and do it anyway.Tracking your net worth can give you the motivation you didn’t know you needed.That guilt after an impulse spend? You’re not alone - and you can plan around it next time.

⏱️ Episode Chapters

00:00 – Welcome to your financial glow-up

00:20 – Laura: The woman who changed my money mindset

01:33 – Confidence doesn’t come first, action does

04:25 – Why we overcomplicate money (and how to stop)

07:06 – The boring truth about building wealth

09:59 – Tiny steps > big overwhelm

12:33 – Budgeting that actually works

14:57 – The underrated magic of sinking funds

21:17 – Impulse spending and the shame spiral

23:07 – Yep, sinking funds are that good

26:00 – Feeling overwhelmed? Start here

27:48 – Fear won’t disappear, act anyway

31:53 – Big love and see you next time 💛

Where To Find Laura:

💻 Financielle Website

📱 Financielle App (App Store) / Financielle App (Play Store)

📸 Instagram

🎙️ The Vault Podcast (YouTube)

🎙️ The Vault Podcast (Apple Podcasts)

🎙️ The Vault Podcast (Spotify)

☕️ Help The Podcast & Buy Me A Coffee

📸 Instagram

TikTok

📧 Email: [email protected]

The Finance Han Podcast

Let’s be real - most personal finance content is either out of touch or just plain boring. You don’t need advice from someone on a £300k salary telling you to "just stop buying coffee." You need real stories from real people who’ve turned their financial situation around - and that’s exactly what this podcast is about.

I paid off £11,000 of debt in 10 months, started investing, and took control of my money. Now, I’m bringing you the stories of others who’ve done the same - whether they’re clearing debt, building wealth, or working towards financial freedom.

If you’re trying to get smarter with money, this podcast will help you figure out how to ditch debt, start investing, and create a financial future that actually works for you. 

No finance bros, no BS - just straight-talking, practical conversations about money.

Where can you listen?

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