Episode 277: Replacing your salary with HMO investments

Episode 277: Replacing your salary with HMO investments

The Business of Property · 2025-03-19
14:55

Simon answers the question of what it would take to replace the average salary with an HMO portfolio.
Stuart and Simon previously asked this question four years ago and this episode revisits the question with up to date figures. Listen back to episode 86 as well for the comparison on how dramatically things have changed in the last four years.
This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).
Episode links:
* Episode 80 (https://www.thebusinessofproperty.com/80).
* Episode 82 (https://www.thebusinessofproperty.com/82).
* Episode 86 (https://www.thebusinessofproperty.com/86).
* Episode 273 - mortgage rates with Simon Glastonbury (https://www.thebusinessofproperty.com/273).
* Mortgage broker Simon Glastonbury (https://www.jsiassociates.com/).
* Episode 271 - investing in the south (https://www.thebusinessofproperty.com/271).
* Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report.
* Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/).
Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe).
Please leave a rating and review if you're enjoying the show.

The Business of Property

The Business of Property follows the journey of two entrepreneurs working in the property world.
Stuart is a property investor with a focus on HMOs, mostly for the student market. He prefers a hands-off approach with most of his investment properties being remote.
Simon has a small portfolio of vanilla buy-to-let properties that he mostly self-manages. To make his property management easier he created Property and Tenant Manager (https://www.patma.co.uk/).
Simon and Stuart, along with guests, discuss the ups and downs they're experiencing in their property businesses. Along the way they share property news, business tips and anything else that happens to crop up their weekly chats.
Popular episodes include:
Getting started in property (https://www.thebusinessofproperty.com/59) - the first in a mini series discussing topics to consider when starting in property investment.
Property investment terms (https://www.thebusinessofproperty.com/12) - great if you're just getting started in property and need some help understanding the common jargon.
Property strategy terms (https://www.thebusinessofproperty.com/13) - another jargon busting episode that's great if you're early in your property journey or considering changing your property strategy.
Less property but relevant to everyone is a discussion on time management (https://www.thebusinessofproperty.com/10).
Last but not least are a couple of episodes that talk about angel investing (https://www.thebusinessofproperty.com/14) and property finance (https://www.thebusinessofproperty.com/15) more widely.

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