123# Landed vs Two Condos? How to Optimise CPF and Apply 99-1 Ownership for Better Growth

123# Landed vs Two Condos? How to Optimise CPF and Apply 99-1 Ownership for Better Growth

NOTG - Nuggets on the Go by PropertyLimBrothers · 2025-06-27
51:45

00:00 Intro01:30 Profile preview / AI Picture02:40 Background04:36 Financial Snapshot05:50 Pros & Cons using CPF08:17 Knowing your maximum budget11:15 99-1 property scheme14:26 Impact of tariffs16:50 Stretch tenure20:41 Showing funds to stretch the long amount23:44 "Stretch tenure" meaning27:30 Paying more interest if you do not stretch tenure30:44 How much you should earn per month to own two properties?32:35 Depending more on Active Income36:59 $12K per month ENOUGH?!39:43 Taking risk to own two properties41:30 $4.2M, what will you buy?46:08 Financial breakdown before buying a landed property50:45 Donald Trump impression51:02 Closing words51:30 Outtakes

NOTG - Nuggets on the Go by PropertyLimBrothers

Bite-sized nuggets of real estate information by Melvin Lim from PropertyLimBrothers, PLB! Popularised as one of the go-to Singapore podcasts on Spotify, we cover everything from tips and advice, facts, and know-hows on buying, selling, and investing in properties in Singapore.

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